Headquartered in Traverse City, Michigan, Hagerty Insurance Agency started out as a general lines insurance agency around 40 years ago.  While insurance was our business, wooden boats and collector cars were our passion.  We saw a need for specialty insurance and in 1983 launched a revolutionary Agreed Value policy for classic boat owners.  It was such a success that in 1991, we launched specialty insurance for collector car owners and today, we're the leading insurance agency for collector cars and boats in the United States. We also offer Hagerty Plus, which is the largest and most proactive community of collector car enthusiasts in the country with more than 250,000 members.

As collectors, we know firsthand what car and boat enthusiasts want in an insurance company and what they need to protect their investment. That's why we provide very cool benefits, including low premiums, relaxed restrictions and permissive use, in-house claims, 24/7 flatbed towing and roadside assistance as part of Hagerty Plus, a myriad of information resources, specific services for large collections and more. Here's what we offer:

• Agreed Value coverage
• Single liability charge no matter how large your collection*
• Low premiums
• Flexible usage
• In-house claims department
• Repair shop of your choice

• 24/7 emergency roadside assistance with flatbed towing
• Hagerty's quarterly magazine
• Extensive hobby information resources
• Legislative advocacy, helping to preserve our rights
• Product discounts
• Contribution toward the Collectors Foundation for the preservation, education and future growth of the hobby

• Agreed Value coverage
• Club member discount
• In-house claims department
• Boat restoration coverage
• Flexible usage with no mandatory winter lay-up period
• Repair shop of your choice

• Established for historic vehicle and classic boat preservation and education
• Supported by members of Hagerty Plus
• Committed to the long-term interests of the collector vehicle and classic boat hobbies
• Offering scholarships to students at colleges studying historic vehicle and boat design, preservation and restoration
• Supports hobby-related youth programs, and automotive libraries and museums

• Dedicated risk management specialists who are experts in collectible cars and will be knowledgeable about your portfolio.
• Products designed for large collections and how collectors use their cars, such as, overseas shipping and touring coverage, inventory policies, surety bonds, and more.
• Expanded roadside assistance services
• Information resources dealing with collection management, loss prevention and issues facing large collectors
• Privacy guarantee